ShieldwayCapital

Loan Solutions

Every business earns differently, so no single funding product fits everyone. Apply once and we'll match you to the structure — or combination — that fits how your revenue actually flows.

Merchant Cash Advance

A Merchant Cash Advance (MCA) gives you a lump sum of working capital in exchange for a portion of your future receivables. Because approval is based on your revenue — not just your credit score — MCAs are one of the fastest ways for a healthy business to access capital. Remittances flex with your sales, so slower weeks mean smaller payments.

Apply for Merchant Cash Advance
  • Funding from $10,000 to $2,000,000+
  • Approvals in as little as 24–48 hours
  • Revenue-based qualification — challenged credit welcome
  • No collateral or hard credit pull required to apply

Business Line of Credit

A business line of credit gives you an approved pool of capital that sits ready until you need it. Draw funds for inventory, payroll, or a sudden opportunity, repay, and draw again. It's the safety net every growing business should have in place before they need it.

Apply for Business Line of Credit
  • Draw, repay, and redraw as needed
  • Only pay for the capital you actually use
  • Great companion to an MCA for ongoing flexibility

Bridge Funding

When timing is everything, bridge funding covers the gap: between receivables and payroll, between a contract award and its first payment, or between today and a larger financing event. Fast, short-duration capital designed to keep momentum on your side.

Apply for Bridge Funding
  • Short terms designed around a clear exit
  • Fast underwriting focused on the opportunity
  • Keeps deals moving while longer-term financing closes

Equipment Financing

From kitchen builds to trucks to medical devices, equipment financing lets you acquire the tools your business needs without draining cash reserves. The equipment serves as collateral, which typically means competitive terms and preserved working capital.

Apply for Equipment Financing
  • New and used equipment across most industries
  • Preserve cash while adding revenue-producing assets
  • Potential tax advantages (ask your accountant about Section 179)

SBA Loan Assistance

SBA loans offer some of the most attractive rates and terms available to small businesses — but the process is paperwork-heavy and slow. Our team helps you assemble a complete, well-positioned package, and can provide bridge capital so your business keeps moving while the SBA process runs its course.

Apply for SBA Loan Assistance
  • Application preparation and packaging support
  • Realistic guidance on eligibility and timelines
  • Bridge options available while you wait

Ready to see what your business qualifies for?

The application takes about 5 minutes, there's no hard credit pull, and it costs nothing to see your options. Decisions in as little as 24–48 hours.

Apply Now — It's Free